free · no subscription
Coming soon · Chrome & Safari

Save instead of spend, at the moment of checkout.

Latte intercepts your online checkouts, shows you what that money becomes if you save it, and moves it to your savings account in one tap.

If you save $50/mo
$60,889
in 30 years
Interest gained
+$42,889
Growth
+238%
How it works

Three steps, then it just happens.

01

Install & connect

Add Latte to Chrome. Connect your checking account and your savings account in two taps. Free, no subscription, ever.

02

Shop normally

Browse Amazon, Target, Walmart, anywhere. When you reach checkout, Latte appears with a single question: save instead?

03

Watch it grow

One tap moves the cart total to your savings. Latte shows you what that decision becomes in 30 years. Spoiler: it's a lot.

Why this matters

The problem isn't earning. It's the moment of decision.

$1.1T
U.S. consumer e-commerce spending in 2025. Optimized for conversion. Designed for impulse.
37%
of American adults can't cover an unexpected $400 expense without borrowing or selling something.
$0
what Latte costs you. We earn from the bank's interest on your savings, never from a fee.
7%
historical S&P 500 return after inflation. The number behind every projection Latte shows you.
Sleep on it

The cart you skip doesn't disappear.

Every item you skip lands in your Sleep on it list — quietly waiting if you change your mind. Latte tracks the price for you, alerts you when it drops, and keeps a one-tap link back to the product.

  • i

    Saved, not forgotten

    Items skipped at checkout move to your watchlist with the price you saw. No urgency, no countdown, no pressure.

  • ii

    Price drop alerts

    Latte checks the price every day. If it drops below what you saw, you get a notification — only then.

  • iii

    One tap back

    If you decide later that you actually wanted it, the link takes you straight to the product page. Two clicks instead of a re-search.

Sleep on it 3 items
🎧
Sony WH-1000XM5 Wireless Headphones
Amazon·4 days ago
↓ Price drop
$329.99
$399.99
−$70.00
📷
Instant Camera with 20-pack film
Target·11 days ago
$89.95
+$5.00
👟
Nike Pegasus 41 Running Shoes
Nordstrom·2 weeks ago
$140.00
No change
Questions

A few things you're probably wondering.

Yes — no subscription, no trial period, no premium tier. We earn revenue from the interest banks pay on the savings balances you build through Latte, plus optional affiliate fees if you decide to come back and buy something later. None of that costs you anything.
At launch: Amazon, Walmart, Target, Best Buy, eBay, Etsy, Nordstrom, and Zappos. We're adding more retailers regularly. If your favorite isn't on the list, let us know.
Through Plaid — the same secure connection used by Venmo, Robinhood, Acorns, and most major US fintech apps. Your bank credentials are never stored by Latte. You can disconnect at any time.
When you skip a cart, those items go to your Sleep on it list automatically. Latte tracks the price of each item daily and notifies you only if it drops below what you originally saw. There's no countdown, no fake urgency, no upsell. If you decide weeks later that you actually wanted something, one tap takes you back to it.
No, and that's the point. Every save is a deliberate decision you make at checkout. Latte never moves money without you tapping confirm. The product is a tool for thoughtful choices, not autopilot.
Mid-2026. Join the waitlist and you'll be among the first to get access. We'll send updates as we get closer.